About ECRC
A regionally owned reinsurer with deep Caribbean roots, operating to international standard with an unwavering commitment to the markets we serve.
Built for the Caribbean, Backed Globally
East Caribbean Reinsurance Company (ECRC) was established to address a clear market need: a reinsurer with genuine regional presence, deep understanding of Caribbean risk, and the financial strength to back it up.
Domiciled in Anguilla and operating from our London office, ECRC is jointly owned by TDC Limited (St Kitts) and MAICO — two organisations with long-standing roots in the Eastern Caribbean insurance and financial services landscape.
Our model is straightforward: provide insurers and brokers across the OECS, Barbados, and Trinidad & Tobago with reliable, fairly priced reinsurance solutions, backed by 'A'-rated international security and handled by people who understand the region inside and out.
Mission & Vision
Our Mission
To provide insurers and brokers operating across the Eastern Caribbean with accessible, competitively priced reinsurance solutions that strengthen the regional insurance market and build long-term, sustainable partnerships.
We exist to ensure that Caribbean cedants have a credible local reinsurance option — one that combines the convenience of regional understanding with the rigour and security of international backing.
Our Vision
To be the reinsurer of choice for Eastern Caribbean insurers and brokers. Recognised for our financial strength, responsiveness, and deep commitment to the long-term resilience of the regional insurance sector.
We aspire to grow alongside the markets we serve, expanding our capacity and product range as the needs of Caribbean cedants evolve.
What We Write
ECRC maintains a focused, disciplined risk appetite centred on Eastern Caribbean property risks. These are some of the types of risks we consider.
Condominiums
Housing Associations
Commercial Retail
The Values That Guide Us
Every decision we make — from how we underwrite a risk to how we handle a claim — is guided by these core principles.
Integrity
We say what we mean and do what we say. Our cedants and partners can rely on straightforward, honest dealing at every stage of the relationship.
Reliability
Security of payment is the fundamental promise of any reinsurer. Our capacity, backed by A-rated markets, ensures we can honour our commitments.
Professionalism
Our team brings London-market standards to every interaction — from submission handling and policy wording to claims management and regulatory compliance.
Regional Commitment
The Eastern Caribbean is not just our market — it is our home. We are invested in the long-term resilience and development of the regional insurance sector.
Responsiveness
We understand that timing matters in reinsurance. We aim to provide indicative terms quickly and maintain open lines of communication throughout the placement process.
Innovation
Caribbean risks require Caribbean solutions. We continuously review our product offerings to ensure they meet the evolving needs of primary insurers in the region.
Want to Work with ECRC?
Speak to our team about how we can support your reinsurance programme.